How to Navigate Insurance Companies’ Biases Against Motorcyclists After a Texas Accident?

Despite the growing popularity of motorcycles as a mode of transportation, motorcyclists often encounter prejudice when seeking justice for injuries and damages resulting from accidents. Insurance adjusters may unfairly attribute fault to motorcyclists, leading to decreased settlements or outright denials of claims. 

In order to protect yourself from these unfortunate circumstances, you must seek the help of an experienced Abilene motorcycle accident lawyer. With Chaile Allen by your side, you can gather the necessary evidence to overcome bias in an accident claim. Whether you’re a seasoned rider or a newcomer, at The Law Firm of Chaile Allen, we navigate the legal process, including communication with insurance companies to protect your legal rights from day one.

What Are Biases Against Motorcyclists? 

Unfortunately, insurance companies often harbor biases against motorcyclists, which can significantly impact how they handle claims related to motorcycle accidents. These biases frequently lead insurance adjusters to approach such claims with preconceived notions, potentially resulting in reduced settlement offers. 

The following are the most common biases we encounter:

• Perceiving Motorcyclists as Reckless: Insurers may unfairly depict motorcyclists as reckless individuals who willingly take risks. Consequently, this bias might lead to assumptions of fault on the part of the motorcyclist, irrespective of evidence suggesting otherwise.
• Assigning Fault to Motorcyclists: Insurance companies may have a bias that disproportionately assigns blame to motorcyclists in accidents involving other vehicles. This bias disregards the possibility of negligence on the part of other drivers, which often contributes to such incidents.
• Assuming Higher Risk of Injury for Motorcyclists: Insurers might argue that motorcyclists should bear a greater share of responsibility for their injuries due to the perceived inherent dangers of riding a motorcycle. Consequently, this bias could result in reduced compensation for losses, including medical expenses, lost income, and pain and suffering.

These biases can significantly influence an insurance company’s approach to a motorcycle accident claim right from the start, making it challenging to secure a fair settlement offer. Therefore, it’s essential to take immediate steps to protect your right to recover the compensation you rightfully deserve. 

How to Protect Yourself Against Motorcycle Bias After a Texas Accident 

Navigating motorcycle bias alone can pose challenges, but there are proactive steps you can take before an accident occurs to mitigate its impact. These include the following:

• Ensuring Proper Licensing: Before riding on public roads, it’s crucial to obtain the necessary motorcycle license.
• Seeking Additional Training: Continuous training can enhance your riding skills and demonstrate your commitment to safety, especially if you ride infrequently.
• Wearing Protective Gear: Donning protective gear increases your safety in the event of a collision and also presents you as a responsible and safety-conscious rider.
• Using a Helmet Camera: While it may seem excessive, a helmet camera can provide valuable evidence in case of disputes regarding the circumstances leading up to an accident.
• Seeking Immediate Medical Attention: Prompt medical attention not only protects your health but also establishes a connection between your injuries and the collision, which can strengthen your claim’s credibility.
• Maintaining Safe Driving Habits: A clean driving record enhances your credibility as a victim in the eyes of insurers, judges, and juries.

An experienced Abilene, Texas, motorcycle accident attorney can further assist you in overcoming bias by leveraging the following:

• Photographs of the incident and vehicle damage
• CCTV or dashcam footage, if available
• Images of your injuries
• Testimony from credible witnesses
• Relevant medical records
• Prior driving history of the at-fault driver
• Testimony from experts like medical professionals or accident reconstruction specialists

Time is of the essence in seeking legal assistance, as deadlines apply, and crucial evidence could be lost or destroyed if not promptly secured. Therefore, it’s essential to act swiftly to protect yourself and maximize your chances of obtaining fair compensation.

Speak With the Motorcycle Accident Lawyer at The Law Firm of Chaile Allen 

After a motorcycle accident, securing fair compensation can be an uphill battle against insurance biases, but you don’t have to face this challenge alone. At The Law Firm of Chaile Allen, we understand the complexities of motorcycle accident claims in Texas and are committed to advocating for your rights.

With our local roots and in-depth knowledge, we help you navigate insurance company biases, gather crucial evidence, and build a strong case to maximize your compensation. Contact us for a free consultation at (325) 670-9282 or fill out our contact form.